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Baccarat (pronounced bah-ca-rah)
is the French version of an Italian game
that was introduced in France in the late
15th century. Easy to learn and fun to play,
Baccarat is a game to be enjoyed by everyone,
even though it is often considered the most
glamorous game in the casino.
The player's objective is
to correctly predict which of the two hands
(Player or Banker) will have a point total
closest to 9.
This version of
Baccarat uses eight decks of cards. The deck
is reshuffled after each hand. Baccarat requires
no intervention by the player. Although the
rules for determining when a hand receives a
third card may appear complicated, the Banker
will always be responsible for accurately executing
these rules. The player need only sit back and
have fun.
The Bets. The
main game is a wager on the Player's hand or
the Banker's hand:
-
Player - Pays even
money.
-
Banker - Pays even
money minus a 5% commission which is collected
on winning bets.
-
Tie - Pays 9 to
1 if the Player and Banker point totals
tie.
Select a chip denomination
and then click in the designated betting areas
to place a bet. Place your bet in the Banker
circle to bet on the bank's hand,
or in the Player circle
to bet on the player's hand. To bet on a tie
between the player and banker hand, place
your bet in the Tie area.
Please be aware of the bet limits displayed
on the table.
The Deal.
The player is dealt the first and third cards
while the second and fourth cards are dealt
to the bank. Specific rules (see the following
pages) dictate whether a third card is drawn
for the player or the bank. The player's hand
is completed first.
The Cards.
Aces count as 1. All face cards and tens count
as 0. All other cards are counted at face
value. Each hand's point total is the last
digit of the sum of their cards. So for example:
This version of
Baccarat uses eight decks of cards. The deck
is reshuffled after each hand. Baccarat requires
no intervention by the player. Although the
rules for determining when a hand receives a
third card may appear complicated, the Banker
will always be responsible for accurately executing
these rules. The player need only sit back and
have fun.
The Bets. The
main game is a wager on the Player's hand or
the Banker's hand:
Player - Pays even
money.
-
Banker - Pays even
money minus a 5% commission which is collected
on winning bets.
-
Tie - Pays 9 to
1 if the Player and Banker point totals
tie.
Select a chip denomination
and then click in the designated betting areas
to place a bet. Place your bet in the Banker
circle to bet on the bank's hand,
or in the Player circle
to bet on the player's hand. To bet on a tie
between the player and banker hand, place
your bet in the Tie area.
Please be aware of the bet limits displayed
on the table.
The Deal.
The player is dealt the first and third cards
while the second and fourth cards are dealt
to the bank. Specific rules (see the following
pages) dictate whether a third card is drawn
for the player or the bank. The player's hand
is completed first.
The Cards.
Aces count as 1. All face cards and tens count
as 0. All other cards are counted at face
value. Each hand's point total is the last
digit of the sum of their cards. So for example:
4
+ 3 = 7. |
This
hand's point total is 7. |
Q
+ 5 = 5. |
This hand's point
total is 5. |
K
+ J = 0. |
This
hand's point total is 0. |
2
+ 10 + 4 = 6. |
This hand's point
total is 6. |
K
+ 5 + 6 = 11. |
This hand's point
total is 1. |
8
+ 4 + 7 = 19. |
This hand's point
total is 9. |
The winner of the game is the
hand whose point total is closest to 9. In
the case of a tie, only a Tie
bet wins. Bets placed on the Player
or Banker hand
are stand-offs and they are neither won nor
lost.
See the following page for the rules regarding
drawing a third card...
Rules for Drawing a
Third Card
When the
player's first two cards total:
0-1-2-3-4-5
|
Player
draws a card |
6-7
|
Player
stands |
8-9
|
Natural,
banker cannot draw |
When
banker's first two cards total:
0-1-2
|
Banker
draws unless the player shows a
natural 8 or 9. |
3
|
Banker
draws when the player's third card
is 1-2-3-4-5-6-7-9-10.
Banker stands when the player's
third card is an 8. |
4
|
Banker draws when
the player's third card is 2-3-4-5-6-7.
Banker stands when the player's
third card is an 1-8-9-10. |
5
|
Banker draws when
the player's third card is 4-5-6-7.
Banker stands when the player's
third card is an 1-2-3-8-9-10. |
6
|
Banker draws when
the player's third card is 6-7.
Banker stands when the player's
third card is an 1-2-3-4-5-8-9-10. |
7
|
Bank stands. |
8-9
|
Natural, player
cannot draw |
Payouts
-
Player: Pays
even mone (1:1).
-
Banker: Pays
even money minus a 5% commission which
is collected on winning bets. For
example, if the player wins $20 betting
on the Banker hand, a $1 commission
is collected and the player receives
$19.
-
Tie: Pays 9:1
if the Player and Banker totals are
equal.
If both hands tie, it
is considered a stand-off and any bets
made on the Player or
Banker hand are neither
won nor lost. If the player has made a
Tie bet, he or she is
paid 9:1 on the bet. A Tie bet is always
lost if the player and banker hand totals
are not equal.
 In
Baccarat, you must first decide what bets
you would like to place. You have the
option of betting on the Player's hand,
the Banker's hand, and/or a Tie. To place
a bet on the Player
hand, left click your mouse inside the
circle designated as "Player" near the
center of the Baccarat table. To place
a bet on the Banker
hand, left click within the circle designated
as "Banker". To place a Tie
bet, left click in the area labelled "Tie".
Each time you left-click inside one of
these betting areas, you will place a
chip of the selected denomination on the
table -- adding to any chips that might
already be there. To remove your current
bet amount from the table, right-click
inside the appropriate betting areas.
You can change the denomination of the
chips you will be adding or subtracting
from your bet by selecting one of the
chips on the left side of the screen above
the status panel. The chip with that is
highlighted represents the amount by which
you will change your bet.
For example: If you
wish to place a $25 bet, make sure the
$25 chip is selected by clicking on
it. The $25 chip should now be highlighted.
You can then left-click in any of the
betting areas to place a $25 bet. If
you left-click a second time in the
same betting area, you will add another
$25 chip to your bet for a total of
$50. You could then select the $5 chip
and click in the betting area to increase
your bet to $55. Right-clicking in the
betting area peforms the opposite function
by removing the amount from your bet.
Once the minimum bet has been placed,
the Deal button will
illuminate to indicate that it may now
be clicked to start the deal. Once the
Deal button has been
clicked, the game will begin and you can
no longer add to or remove from your bet.
You may also notice that the Deal
button may be illuminated, but
you do not have a bet placed on the table.
In this case, clicking on the Deal
button will quickly and automatically
start the deal by using the same bet used
for the previous hand. If, for example,
you wagered $10 on the previous hand,
you may find that the Deal
button is enabled even though you have
not placed a new bet on the table. Clicking
the Deal button will
then start the next deal with the same
$10 starting bet. If you do not have sufficient
funds to repeat your previous bet, or
this is your first hand of Baccarat during
this session, then clicking the Deal
button with no bet will start
the next deal using the currently selected
chip amount as your bet.
Playing the Game
Baccarat
requires no intervention by the player
once the cards have been dealt. There
are specific rules that dictate whether
the player or banker receives a third
card, but these rules are carried
out entirely by the dealer. The player
does not need to be familiar with
the "third card" rules.
For the player's convenience, the history
panel located in the lower right region
of the screen records the outcome of
each hand dealt. The history panel has
three columns marked P ,
T , and B ,
representing the Player hand, Ties,
and the Banker hand respectively. When
the Player hand wins, a marker is placed
in the P column. Likewise
a marker is placed in the B
column when the Banker hand
wins and in the the T
column when the hands tie. The most
recent outcome is at the top of the
list. Although the panel shows at most
the results of the last seven hands,
the numbers at the bottom of the history
panel keep a running count for each
column. Note that these statistics are
cleared whenever you return to the casino
lobby.
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